Today’s Top Finance Headlines You Need to Know
Whether you’re watching the stock market, planning a retirement fund, or just curious about the latest IPO, this page gives you the key finance stories in plain language. We’ll break down big moves from the RBI, fresh listings like Patel Retail and NSDL, and even why gold prices slipped recently.
IPO Buzz: What’s Happening on the Stock Front?
Patel Retail’s IPO opened with a price band of ₹237‑₹255 and closed at the top of the range – ₹255 per share. The issue was oversubscribed 95.7 times, with qualified institutional buyers (QIBs) bidding 272x. The company plans to use the ₹242.76 crore raised to cut debt, fund working capital, and support other corporate needs. Expect the listing on August 26 to shake up the retail sector.
Meanwhile, the NSDL IPO made a splash by debuting at ₹880 and quickly climbing to ₹920, matching a hefty grey‑market premium. With its dominant share of demat accounts, analysts suggest holding for the long term but trimming some gains along the way. The strong subscription signals confidence in India’s capital markets.
RBI Moves and What They Mean for Your Money
The Reserve Bank of India kept the repo rate steady at 5.5% in August 2025, its lowest in six years. A lower inflation outlook (now 3.1% for FY26) gave the RBI room to consider a CRR cut in September. For investors, a stable repo rate often means steady loan costs and a predictable environment for short‑term stock picks.
Speaking of picks, analysts highlighted a handful of stocks that could benefit from the RBI’s stance. Names like IndusInd Bank, AB Capital, MCX, and Marico are flagged as short‑term buys, driven by factors such as capex revival, NBFC strength, and FMCG demand. Keep an eye on these if you’re looking for quick wins before the next policy review.
Other market movers are worth noting. CDSL shares have surged 60% since March 2025, with many expecting the price to test the ₹2,000 mark. Retail investors are pouring in, but analysts warn about upcoming resistance levels and the importance of the upcoming earnings report.
Gold lovers saw a surprise dip of about ₹600 in major cities like Delhi and Visakhapatnam. The drop to around ₹86,020 per 10 g 24‑carat gold reflects global market fluctuations and a seasonal dip in wedding‑related demand. Silver, however, stayed steady, so if you’re tracking precious metals, keep both metals on your radar.
On the policy side, the Employees’ Provident Fund Organisation (EPFO) is proposing a ₹5 lakh limit for auto‑settlement claims and new withdrawal options via UPI and ATMs. If approved, the changes could roll out by June 2025, making it easier for millions of members to access their funds quickly and securely.
Finally, the upcoming 2025 Budget is already stirring the market. Traders expect fiscal relief in sectors like railways, while global uncertainties add a cautious tone. The market’s reaction will likely shape short‑term trends across Nifty 50 and beyond.
All these stories point to a dynamic finance landscape where policy, IPOs, and commodity prices intersect. Stay tuned to this page for real‑time updates and practical takeaways that help you make informed decisions without the jargon.
Patel Retail’s ₹242.76 crore IPO drew a huge response, with overall subscription at 95.7x and QIBs bidding 272x. Price band was ₹237–255 with a lot size of 58 shares. The company fixed the issue price at ₹255, with listing set for August 26 on BSE and NSE. GMP hovered near 17% before listing. Funds will go to debt reduction, working capital, and corporate purposes.
NSDL's IPO created a market buzz as shares listed at ₹880, rising to ₹920—matching the high grey market premium and reflecting strong demand. With its huge market share in demat accounts, experts suggest investors hold for the long term but book some profits. The IPO’s robust subscription highlights confidence in India's capital markets.
Analysts are spotlighting short-term buying opportunities in stocks like IndusInd Bank, AB Capital, MCX, and Marico after the RBI maintained its repo rate and neutral policy. Stock-specific drivers such as capex revival, NBFC strength, and FMCG demand could trigger rallies before the next policy review.
The RBI kept its repo rate steady at 5.5% in August 2025, signaling confidence in controlling inflation, which dropped to a six-year low. The central bank revised the FY26 inflation forecast lower to 3.1%. GDP growth is still pegged at 6.5%, and a CRR cut is coming in September. The real estate sector responded positively to the decision.
CDSL's share price has rocketed by 60% since March 2025, capturing the market's attention. Analysts predict the stock could test levels near ₹2,000, but warn of upcoming resistance. Retail investor activity has jumped and eyes are on the upcoming earnings as the company tries to bounce back from recent margin challenges.
The prices of gold in India went down by ₹600 as of February 16, 2025, with 24-carat gold priced at ₹86,020 in Delhi and ₹86,070 in Visakhapatnam. The decline is attributed to fluctuations in the international markets and seasonal demand shifts due to weddings. Meanwhile, silver prices have remained stable across these regions.
The Employees' Provident Fund Organisation (EPFO) is set to revolutionize how its members access their funds by proposing an increase in the auto settlement claim limit to ₹5 lakh and introducing modern withdrawal methods like UPI and ATMs. These changes, pending approval, promise to simplify and expedite the process for millions of members by June 2025.
On March 22, 2023, banks across many Indian states shut down for festivals like Gudi Padwa, Ugadi, and others. Maharashtra, Karnataka, and other states were affected. While branch services paused, digital banking remained active, allowing customers continuous access to essential banking services.
The Indian stock market experienced significant shifts overnight as traders and investors geared up for the announcement of the 2025 Budget by Finance Minister Nirmala Sitharaman. With a special trading session on a weekend and expectations of fiscal relief, the market's initial optimism turned into caution amid global uncertainties. Attention focused on sectors like railways and the overall economic outlook, projecting a nuanced response to policy changes.